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k. Are you a permanent resident alien?
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1. What type of property did you own?
2. How did you hold title to the home?
* Credit Check Authorization
During your mortgage loan application process, this institution performs a Credit Check that requires us to obtain and confirm information regarding our personal and financial background. The Credit Check includes, but is not limited to, your marital status, number of dependents, current and past employers, current deposit accounts, current and past consumer credit accounts, and your mortgage and/or rental history.
* Patriot Act Agreement
In accordance with Federal regulations set forth in the USA Patriot Act, this institution is required to verify the identity of any person applying for a mortgage loan to the extent reasonable and practicable, and maintain records of the information used to verify their identity. During your mortgage loan application process, we will require your name, current and past home addresses, date of birth, and other identifying information about you.
* Authorization to Receive Electronic Disclosures
In order to successfully process your mortgage loan application, you must agree to receive certain disclosures from this institution in electronic form rather than paper form. You must also agree to the terms of the eDisclosure Agreement, which include software and hardware requirements and you responsibility to maintain and provide a valid email address. Certain disclosures may be provided to you in paper form as necessary once your mortgage loan application is received.
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